Opening a bank account (current account) in London is a 5 minute operation. Yet it is easy to run into any problem that we can not open the bill if not bringing batteries and stacks of sheets, letters and so on.
Let’s find out together what it really takes to open a bank account in London.
The first thing to know is that the bank account is FUNDAMENTAL in London if we want to work in order. The payment of the salary will actually take place on the account! (at the beginning they could pay us by check, but without a regular English account we will have to pay salary commissions to collect them!).
Document necessary to open a Bank Account
Many people say that just the ID card, other than without a letter from their employer, bill in your name and passport do not make you open the bill.
The truth is that every bank and every branch to its way of working.
BY LAW those who have just arrived in London will have to bring with them 2 documents, one that proves your name and surname (your identity then) and another that proves your English address. My advice is to have 3 documents: PASSPORT, LICENSE AND IDENTITY CARD.
It is necessary to provide proof of your London address. To do so, you must bring the rental contract or a bill in your name.
Customers of Room Club will be able to open a bank account in London without having to pay a bill in your name thanks to agreements with our partner Barclays Bank.
What’s the cost to open a Bank Account?
The leading English banks (Barclays, Natwest, Hsbc, Rsb) offer a FREE basic bank account. If you are asked to pay a monthly fee it is because they have added a service to the bill that you do not need! Always ask to have the free counter! (free fees, without monthly cost)
Paid services usually include insurance (accidents, items such as mobile phones, etc.) and the ability to overdraft without paying an interest rate or paying a lower one.
What services are included in a Free Bank Account?
The main services are Internet and Telephone banking, Debit card (the French ATM card, Debit card) and the checkbook. It is important to never go under the bill because otherwise you will pay for salty interests
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